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Early Assets
A 10-session simulation-based financial literacy program for Qatari youth aged 10 to 13. Delivered in Arabic by certified Qatari national trainers, participants learn to earn, budget, save, invest, and give back — through hands-on activities, real decisions, and meaningful reflection. The program is built around experiential and interactive learning rather than traditional lectures. Children go through simplified real-life situations connected to money and everyday decision-making, including: -Spending and saving -Decision-making -Budgeting and planning -Earning -Trade and entrepreneurship -Teamwork -Introductory investment concepts -Giving and community responsibility Examples of Activities: -Educational currency -Earning Zone -Mini Market -Decision Wheel -Money Tree -Interactive group challenges
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Program Benefits
Participants develop lifelong financial habits through experience, not theory. The programme is delivered in Arabic by Qatari national trainers—ensuring every child engages confidently in their own language. Content is grounded in Qatari and Islamic values, and every session leaves a lasting reflection through the programme's Money Tree portfolio.
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Build smart financial thinking from an early age
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Encourage positive money habits
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Develop decision-making skills
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Strengthen confidence, teamwork, and responsibility
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Connect money with values and positive impact
Structure
Program Modules
- Spend or Save?
Learn the difference between needs and wants, practise the Pause rule, and discover why small impulse buys can block bigger goals.
- Spend Smart
Not every purchase is bad — learn when spending is the right choice and how to evaluate a decision based on usefulness, value, and timing.
- The Balance Act
Learn a simple decision-making framework — Need, Value, Timing, Emotion — and practise making balanced financial choices with confidence.
- Budgeting Basics
Discover how to give every riyal a purpose. Learn to divide money across Spend, Save, and Share — and practise planning before the pressure hits.
- The Value of Work
For the first time, money must be earned — not given. Set a goal, work for it through effort and teamwork, and experience the true connection between work and reward.
- Money in Action
Pool your earned money with teammates, plan a mini-project together, and experience how collaboration and shared goals create more value than working alone.
- Mini-Market Day
Practise honest entrepreneurship. Learn how pricing, communication, and ethics shape the success of any business.
- Growing Money
Learn how money can grow through smart, patient, and ethical choices. Explore halal investing concepts and discover why steady growth always beats quick gains.
- Giving Back
True wealth is what you share. Learn about Zakat, Sadaqah, and social responsibility — and experience how giving multiplies value for everyone.
- Graduation Day + Showcase
The graduation session. Participants showcase their journey, and celebrate everything they have learned across the programme.
Calendar
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| 26 | 27 | 28 | 29 | 30 | 31 | 1 |
Target Audience
Young Qatari Nationals and children of Qatari mothers aged 10 to 13.
Application and Selection process
Open to Qatari nationals aged 10 – 13. No prior financial knowledge or experience is required. A parent or guardian must complete the enrolment form on behalf of the child. Places are limited to 20 participants per cohort.
Sponsors
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