• Knowledge of QCB laws and regulations.
• Knowledge of financial sector, and subsectors
• Understand counterparties, industry segment and broader economic environment in which borrowers operate
• Understand variety of debt instruments, their features and terms / conditions
• Ability to analyse qualitative and quantitative factors impacting the ability of borrowers to repay
• Knowledge of different product structures and ability to construct and risk mitigation tools
• Knowledge of credit grading, credit rating and scoring models
• Knowledge of tools and methodology for credit rating, probability of default (PD), loss given default (LGD) and exposure at default (EAD)
• Knowledge of developing credit rating models for setting limits, performing credit loss forecasting and provisioning
• Knowledge of IT security risk and disaster recovery plans