Course Overview:
This 3-day intensive training program is designed to provide participants with a comprehensive understanding of loan syndication, from its fundamental concepts to the practical intricacies of structuring, executing, and managing syndicated loans. The course combines theoretical knowledge with real-world applications, offering insights into the roles of various stakeholders, market practices, risk management, and the latest trends in the syndicated loan market. Through interactive sessions, case studies, and role-play exercises, participants will gain the skills and knowledge needed to navigate the complexities of loan syndication effectively.
Delivery Method:
In-Person Classes
Target Audience:
This training is tailored for professionals involved or interested in loan syndication, including:
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Bankers and financial institution professionals
- Loan officers
- Relationship managers
- Credit analysts
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Corporate finance professionals
- Treasury and finance teams
- CFOs and financial controllers
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Legal and compliance professionals
- Legal counsel specializing in banking and finance
- Compliance officers
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Private equity and investment professionals
- Fund managers and analysts
- Advisors involved in leveraged finance transactions
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Consultants and advisors
- Financial consultants & Risk advisors
No prior experience in loan syndication is required, though a basic understanding of corporate finance and banking will be beneficial. This program is particularly useful for professionals aiming to deepen their expertise or transition into roles related to syndicated lending.
Trainer’s Profile:
Bassam has over 25 years of banking and consulting experience with some prominent multinational banks in several banking areas including Strategic/Risk Management of Financial Institutions, Compliance & anti-money laundering, Corporate/Trade Finance & Capital Markets. Previously, he held senior executive positions with HSBC and IFC (The World Bank Group). Bassam has a hands-on experience in Risk Management for Financial Institutions and well-versed with Basel Accords and Enterprise Risk Management, extending to both qualitative and quantitative risk management applications, among which Value-at-Risk calculations, Distance-to-Default, ERM COSO modelling and Heat Mapping. He also has great experience with the various investment valuation techniques with a major specialization in DCF modelling. Bassam is a Financial Strategist, a Corporate Governance Expert, and a Board Director. Across his career, he has participated in a number of Boards and Executive Steering Committees for project developments covering both Green Field and Restructures for Mergers and Acquisitions related to financial institutions in the Middle East. In the course of his career, he headed a number of consulting assignments covering Corporate Governance, Financial Restructuring and Risk Management to Banks and Corporate Institutions. During his service with HSBC Bank, he oversaw Launching HSBC Amanah (HSBC Islamic Banking) for HSBC Bank Egypt. Bassam is a Holder of a Master’s in Business Administration (International Banking & Finance) from the University of Birmingham, UK (Distinction), a Banking Certificate from the Chartered Institute of Bankers, UK (Merit). And Certificate in International Securities and Investment form the Chartered Institute for Securities & Investment, UK. (Merit)
Course Outline:
Day 1: Introduction and Fundamentals of Loan Syndication
Session 1: Understanding Loan Syndication
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Overview of loan syndication
- Definition and purpose
- Differences between syndicated loans and bilateral loans
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Key stakeholders in loan syndication
- Borrowers, arrangers, syndicate members, and agents
- Roles and responsibilities of each party
Session 2: Types of Syndicated Loans
- Revolving credit facilities
- Term loans
- Bridge loans
- Project finance and asset-backed syndications
Session 3: Benefits and Risks of Loan Syndication
- Benefits for borrowers
- Benefits for lenders
- Common risks in loan syndication (credit, market, operational)
Session 4: Loan Syndication Structures
- Underwritten deals
- Club deals
- Best-efforts syndications
- Examples and case studies
Day 2: The Loan Syndication Process
Session 1: Syndication Lifecycle Overview
- Initial borrower engagement
- Mandating lead arrangers
- Structuring the loan
Session 2: Loan Structuring and Pricing
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Factors influencing loan structure and terms
- Borrower’s credit profile
- Market conditions
- Regulatory considerations
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Loan pricing components
- Margins, fees, and spreads
Session 3: Syndication Marketing
- Preparing the Information Memorandum (IM)
- Roadshows and lender presentations
- Managing lender engagement
Session 4: Documentation and Closing
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Key loan documents
- Term sheets
- Loan agreements
- Syndication agreements and intercreditor issues
- Closing process and disbursement
Day 3: Advanced Topics and Practical Insights
Session 1: Risk Management in Loan Syndication
- Credit risk assessment and mitigation strategies
- Managing borrower defaults and restructuring
- Country and market risks
Session 2: Legal and Regulatory Considerations
- Compliance with local and international laws
- Basel III/IV regulations and their impact on loan syndication
- Anti-money laundering (AML) and know-your-customer (KYC) requirements
Session 3: Technology and Trends in Loan Syndication
- Role of fintech and digital platforms
- Evolving market practices and trends
- ESG considerations in syndicated lending
Session 4: Case Studies and Role Play
- Analyzing real-world syndicated loan deals
- Role-play exercise: Participants act as borrowers, arrangers, and syndicate members to simulate the syndication process
- Q&A and wrap-up discussion
