• 2.1.4 Loan product development and management


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    Description of role

    Responsible for market analysis, product development, facilitating sales team in selling loan products and monitoring performance throughout product’s lifecycle.

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    Core skills

    • Understand changing market, customer behaviour and patterns
    • Understand of customer needs, market segments and different approaches in targeting and selecting clients
    • Knowledge and experience in product development
    • Product structuring capability
    • Understand the lifecycle of loans and other products
    • Knowledge of product’s risks and corresponding controls
    • Understanding of pricing methodologies
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    Qualification and/ or certification

    • QFSQF Level 3
    • Relevant experience

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    Industry knowledge

    • Knowledge of banking and retail products
    • Understand local market trends

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    Regulatory compliance of role

    • Knowledge of banking regulatory framework