• 2.3.2 Product development – assets, liability and investments


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    Description of role

    Responsible for market analysis, developing new products and in facilitating relationship mangers in selling those products to High Net Worth (HNW) clients.

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    Core skills

    • Knowledge of performing client need analysis and market / competition analysis
    • Knowledge and experience in developing private banking products
    • Understanding of the product lifecycle
    • Ability to conduct product training to sales team
    • Knowledge of product’s risks and corresponding controls
    • Ability to build spreadsheet models to assess product cash flows and pricing
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    Qualification and/ or certification

    • QFSQF Level 3
    • Certified financial planner or equivalent qualification would be useful
    • Relevant experience

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    Industry knowledge

    • Knowledge of private banking products and services
    • Understand local market trends

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    Regulatory compliance of role

    • Knowledge of banking regulatory framework
    • Regulations relevant to private banking