Credit risk - monitoring and reporting

Banking

2.7.2 Credit risk – monitoring and reporting

Description of role

Responsible for monitoring credit risk and production of comprehensive, timely, accurate and well-formatted reports which are used by the bank’s senior management to monitor overall credit risk exposure of the bank.

Core skills

Ability to develop and implement credit risk monitoring and reporting framework
Knowledge of credit grading and credit rating and scoring models
Ability to analyse qualitative and quantitative factors impacting the ability of borrowers to repay
Understand different types of default correlation and methods of aggregating credit risks
Understanding of credit impairment and the related accounting techniques and policies
Ability to perform analysis of credit history, cash flow, profitability and other financial reports
Ability to determine loss potential, delinquency and doubtful provisions
Knowledge of variety of tools to take prompt actions before delinquency
Strong analytical, quantitative and problem-solving skills

Qualification and/ or certification

QFSQF Level 3
FRM / PRM or equivalent qualifications would be useful
Relevant experience

Industry knowledge

Knowledge of relevant banking products and services
Knowledge of credit risk

Regulatory compliance of role

Knowledge of banking regulatory framework
Knowledge of Basel II / III

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